Yard report from Tulsa, OK: Sooner State Car Credit runs about 94 vehicles, weighted toward in-house financing (buy-here-pay-here). Dealer permit posted at the office window; checked against the state board and it is current, roughly 8 years on the books.
Lot address: 4247 Credit Row, Tulsa, OK. Visitor parking: Front-lot customer stalls facing the office; overflow on the side street near Tulsa lot gate.
- Doc fee: $399, printed on the buyer's order — not a surprise line at signing.
- Pre-purchase inspection allowed on their lift or off-site — no pushback.
- Titles: staff says about 93% of units have title in hand; they showed the folder when asked.
- Coverage: no warranty — as-is, but any inspection welcome.
Lane verdict: legitimate operation. Fee sheet matched the quote, title work was clean, and the in-house financing (buy-here-pay-here) inventory was priced inside auction-plus-recon math. Would bid against them and lose happily.